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Diploma in Credit Management

Diploma in Credit Management

Original price was: ₹8,000.0.Current price is: ₹4,000.0.

The Diploma in Credit Management is designed to equip students with the essential skills and knowledge required to assess, manage, and mitigate credit risks in various financial and business environments. This program covers key areas such as credit analysis, loan processing, risk assessment, debt recovery, and financial regulations.

Graduates will be prepared for careers in banking, financial institutions, corporate credit departments, and credit rating agencies.

Category:

Description

Course Duration

  • Full-time: 12–18 months

  • Part-time/Online: 18–24 months

Eligibility Criteria

  • Minimum Qualification: High school diploma (Grade 12) or equivalent

  • Preferred Background: Commerce, Business, Finance, or related fields (not mandatory)

  • Work Experience: Not required, but beneficial

Course Modules / Syllabus

1. Fundamentals of Credit Management

  • Introduction to credit and its role in the economy

  • Types of credit (consumer, corporate, trade credit)

  • Credit policies and procedures

2. Credit Analysis & Risk Assessment

  • Financial statement analysis

  • Credit scoring models (FICO, VantageScore)

  • Evaluating borrower credibility (5 Cs of Credit)

3. Loan Processing & Documentation

  • Types of loans (secured/unsecured)

  • Loan application and approval process

  • Legal aspects of lending

4. Debt Recovery & Collection Strategies

  • Early warning signs of default

  • Negotiation and restructuring techniques

  • Legal remedies for debt recovery

5. Corporate Credit Management

  • Trade credit management

  • Credit insurance and guarantees

  • Managing credit in supply chains

6. Banking & Financial Regulations

  • Basel Accords and credit risk norms

  • Role of central banks in credit control

  • Anti-money laundering (AML) and KYC policies

7. Credit Risk Modeling & Fintech

  • Use of AI and big data in credit scoring

  • Digital lending platforms

  • Blockchain in credit management

8. Practical Training / Case Studies

  • Real-world credit assessment scenarios

  • Software tools (SAP, Moody’s Analytics, CreditRisk+)

Assessment & Certification

  • Examinations: Written tests, case study analysis

  • Assignments: Credit risk reports, loan appraisal projects

  • Certification: Awarded upon successful completion

Career Opportunities

  • Credit Analyst

  • Loan Officer

  • Risk Manager

  • Debt Recovery Agent

  • Credit Controller (Corporate)

  • Financial Consultant

Why Choose This Diploma?

✅ Industry-relevant curriculum
✅ Hands-on training in credit assessment tools
✅ Career opportunities in banking, fintech, and corporate finance
✅ Pathway to professional certifications (e.g., Certified Credit Professional – CCP)

Enrollment Process

  1. Submit application (online/offline)

  2. Provide academic documents

  3. Pay course fees (scholarships available for eligible candidates)

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