Description
Program Duration
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Total Duration: 6–12 months (varies by institution)
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Delivery Mode: Classroom/Online/Hybrid
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Eligibility: 10+2 (High School) or equivalent
Course Modules
1. Fundamentals of Banking
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Introduction to Banking & Financial Systems
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Types of Banks & Their Functions
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Retail Banking, Corporate Banking, and Investment Banking
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Digital Banking & Fintech Innovations
2. Banking Operations & Services
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Account Opening & KYC Procedures
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Loans, Mortgages, and Credit Management
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Payment Systems (NEFT, RTGS, IMPS, UPI)
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Foreign Exchange & Trade Finance
3. Insurance Principles & Products
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Basics of Life & General Insurance
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Health, Motor, Travel, and Property Insurance
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Underwriting & Claims Processing
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Microinsurance & Bancassurance
4. Risk Management & Compliance
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Credit Risk, Market Risk, and Operational Risk
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Basel Norms & Regulatory Framework (RBI, IRDAI)
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Anti-Money Laundering (AML) & Fraud Prevention
5. Customer Service & Sales in BFSI
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Effective Communication & Relationship Management
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Cross-selling & Upselling Financial Products
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Handling Customer Grievances
6. Digital Banking & Financial Technology (Fintech)
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Mobile Banking, UPI, and Digital Wallets
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Blockchain & AI in Banking & Insurance
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Cybersecurity & Data Privacy
7. Internship/Practical Training
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Hands-on experience in banking/insurance operations
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Case studies & real-world projects
Key Skills Developed
✔ Banking Operations & Financial Services
✔ Insurance Product Knowledge
✔ Risk Assessment & Compliance
✔ Customer Relationship Management (CRM)
✔ Digital & Fintech Applications
Career Opportunities
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Banking: Bank Officer, Loan Advisor, Relationship Manager
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Insurance: Insurance Advisor, Underwriter, Claims Manager
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Financial Services: Wealth Manager, Investment Advisor
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Fintech: Digital Banking Executive, Payment Solutions Specialist
Certification & Accreditation
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Awarded by recognized institutions/banks/insurance bodies
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Industry-aligned curriculum (aligned with RBI/IRDAI standards)
Why Choose This Diploma?
✅ Industry-Relevant Curriculum
✅ Practical & Job-Oriented Training
✅ Placement Assistance & Internships
✅ Pathway to Professional Certifications (NISM, IIBF, etc.)
Enrollment Process
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Submit application form
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Provide educational documents
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Admission confirmation & fee payment
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Commencement of classes
Contact Information
📧 Email: admissions@institute.edu
📞 Phone: +XX-XXXX-XXXX
🌐 Website: www.institute.edu/banking-insurance-diploma
This Skill-Based Diploma in Banking & Insurance is ideal for students and professionals seeking a fast-track career in the BFSI (Banking, Financial Services, and Insurance) sector. Would you like any modifications or additional details?




