Diploma in Banking Operations

Description

Course Duration

• Duration: 6 months to 1 year (varies by institution)

• Mode of Study: Full-time / Part-time / Online

Eligibility Criteria

• Minimum Qualification: 10+2 (High School Diploma) or equivalent

• Preferred Background: Commerce, Business Studies, or Economics (not mandatory)

• Age Limit: Typically 17 years and above

Course Curriculum

Core Subjects:

1. Introduction to Banking & Financial Services

   • Overview of banking industry

   • Types of banks (Retail, Commercial, Investment, Central Banks)

   • Role of banks in the economy

2. Banking Operations & Services

   • Deposit accounts (Savings, Current, Fixed Deposits)

   • Loan processing & credit management

   • Payment systems (Cheques, Demand Drafts, NEFT/RTGS/IMPS)

3. Customer Service & Relationship Management

   • Handling customer inquiries & complaints

   • Cross-selling banking products

   • KYC (Know Your Customer) norms

4. Regulatory Framework & Compliance

   • RBI guidelines & banking regulations

   • Anti-Money Laundering (AML) policies

   • Basel norms & risk management

5. Digital Banking & Fintech

   • Internet banking, mobile banking, UPI

   • Cybersecurity & fraud prevention

   • Emerging trends in fintech

6. Accounting & Financial Management

   • Basics of accounting in banking

   • Balance sheets, profit & loss statements

   • Financial ratios & performance analysis

7. Retail & Corporate Banking

   • Differences between retail and corporate banking

   • Working capital management

   • Trade finance & foreign exchange

Practical Training & Internship

• Hands-on training in banking software (Finacle, Tally, Core Banking Solutions)

• Internship opportunities in banks or financial institutions

• Case studies & real-world banking scenarios

Career Opportunities

After completing the Diploma in Banking Operations, graduates can pursue roles such as:

• Banking Associate

• Customer Service Representative

• Loan Officer

• Teller / Cashier

• Back-Office Executive

• Financial Sales Advisor

• Compliance Assistant

Certification & Further Studies

• Certification from recognized banking institutions (e.g., Indian Institute of Banking & Finance – IIBF)

• Progression to advanced courses like B.Com (Banking & Finance), MBA in Banking, or Certified Banking Professional programs

Why Choose This Course?

✅ Industry-relevant curriculum aligned with banking sector demands
✅ High employability in public & private sector banks
✅ Practical exposure through internships & simulations
✅ Pathway to higher education in finance & banking

Institutes Offering This Course

• Indian Institute of Banking & Finance (IIBF)

• National Institute of Banking Management (NIBM)

• Various government & private colleges

Enroll Today & Start Your Career in Banking!